Several smartphones showing the yellow PSD Bank overnight deposit motif against geometric green and yellow shapes
PSD BANK

Overnight deposit promotion successfully positioned in the market

PSD Bank RheinNeckarSaar eG brought a time-limited overnight deposit promotion to a highly competitive market. Together with netzeffekt and FinanceQuality, the bank achieved high visibility on relevant financial portals, ensured efficient campaign management, and generated noticeable demand with little operational effort.
Client

Secure investment products with strong regional roots.

PSD Bank RheinNeckarSaar eG is a regionally rooted cooperative bank focused on secure and transparent financial products.

In spring 2026, the bank planned a time-limited overnight deposit promotion to attract additional deposits. The goal was to generate new customer funds and make the offer visible to a relevant target group. The key challenge was to position the offer successfully in a highly competitive market environment and to ensure visibility on the leading financial and overnight deposit portals.

Laptop and tablet with abstract financial product interfaces on geometric blue and green shapes
Challenge

Building reach and executing the campaign efficiently.

The overnight deposit market is one of the most competitive areas of retail banking. Offers are easy for consumers to compare, and changes are quickly picked up by comparison portals and finance media.

Against this backdrop, PSD Bank RheinNeckarSaar eG wanted to place its campaign in front of relevant investors and ensure that the offer was present on the most important financial and overnight deposit portals.

Alongside visibility, operational execution also played an important role. The campaign was to be run efficiently without tying up additional internal resources.

The core task was therefore to build reach in a highly competitive market, activate relevant publishers, and get the campaign up and running quickly and in a structured way.

Solution

Targeted reach and efficient management with FinanceQuality.

For the campaign, netzeffekt utilized FinanceQuality, its own affiliate network solution dedicated to the financial sector. FinanceQuality combines many years of expertise in financial affiliate marketing with an established network of relevant finance-focused publishers.

Through the network, publishers from the overnight deposit and finance environment were specifically activated, and the offer was placed where potential investors were already actively researching overnight deposits, secure forms of investment, and attractive rates, and comparing offers.

This created visibility in a highly targeted environment close to the point of decision – so the campaign did not just generate reach, but specifically reached users with a concrete interest in financial and investment products.

Clear product message with long-term planning security

From the perspective of PSD Bank RheinNeckarSaar eG, a key success factor of the campaign was the long-term interest rate guarantee. It gave investors planning security and made the offer particularly relevant in a volatile market environment.

The focus was not only on a short-term rate, but on the actual product promise: predictable returns, attractive conditions, and a compelling offer for new investment volume.

Via FinanceQuality, this added value could be communicated specifically to relevant overnight deposit and finance publishers. This created high visibility among a target group that is actively engaged with investing and overnight deposit products.

Efficient management with little effort for the bank

netzeffekt took over the operational management of the campaign. This included in particular activating and continuously communicating with publishers, coordinating placements, and providing ongoing support and optimization for the campaign.

As a result, the operational effort for PSD Bank RheinNeckarSaar eG remained low: the bank focused on key coordination and approvals as well as regular exchanges on performance and results. Ongoing execution and publisher management were in netzeffekt’s hands.

This allowed the campaign to be run efficiently and with a clear focus on performance, without tying up additional operational resources on the client side.

Fair, performance-based compensation

Another plus was the performance-based compensation model. Billing was based exclusively on results actually achieved.

For PSD Bank RheinNeckarSaar eG, this model created transparency and predictability. At the same time, it combined reach, quality, and efficiency in a setup that can be flexibly adapted to the respective campaign goals.

Laptop connected to abstract financial portal and performance cards
Result

Strong demand in a short time.

The overnight deposit promotion generated strong demand within a short time. Via FinanceQuality, PSD Bank RheinNeckarSaar eG achieved a strong presence on relevant financial and overnight deposit portals and benefited from the reach of established publishers.

Affiliate marketing was one of the most important online sales channels for the promotion. The bank particularly valued the combination of high visibility, performance-based billing, and low operational effort.

The campaign shows that successful new customer acquisition in the overnight deposit market does not depend on individual rates alone. What matters is the interplay of a relevant product offer, clear positioning, the right publishers, and professional campaign management.

Key success factors at a glance

  • High visibility on relevant financial and overnight deposit portals

  • Strong presence in the comparison environment

  • Performance-based and transparent compensation

  • Low operational effort on the client side

  • Efficient campaign management by netzeffekt

  • Relevant reach among a finance-savvy target group

  • Successful positioning of a time-limited investment promotion

Reach, efficiency, and transparency in one setup

The campaign shows how banks can efficiently scale time-limited investment promotions through affiliate marketing.

For PSD Bank RheinNeckarSaar eG, FinanceQuality provided access to relevant finance publishers and ensured visibility in a market where investors actively compare offers. The long-term interest rate guarantee strengthened the product promise, while netzeffekt managed the campaign operationally and reduced the effort for the bank.

The result is a setup that combines reach, efficiency, and transparency. For banks, this approach offers a predictable way to make investment products visible and generate performance-driven demand.

Working with netzeffekt is very efficient for us. Campaign execution is handled in a structured way by the team, which keeps the operational effort in marketing manageable. We particularly appreciate the fair, performance-based billing and the presence on the relevant financial and overnight deposit portals.

Markus Troidl,
Head of Marketing & Product Management, PSD Bank RheinNeckarSaar eG

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